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MASYARAKAT MELEK KEUANGAN SEBAGAI PRASYARAT KEUANGAN INKLUSIF

Haryadi Haryadi, Tila Dela Luhita, Margani Pinasti , Dewi Susilowati, Agung Praptapa

Abstract


The level of financial literacy of a country have an impact on people's welfare. FSA
survey in the year 2013 shows the low level of financial literacy of Indonesian
society. During this time, the bottom of the pyramid in Indonesian society still do
not feel the benefit of financial institutions. The result this time the class included
in the class of the poor. Inclusive Finance is one of the ways which are supposed to
distribute the benefits provided financial institutions to the bottom of the pyramid
in the community. The prerequisites that must be met in order to achieve an
inclusive financial community is financial literacy. Community financial literacy
can be cultivated through socialization, training, mentoring and education to the
community (especially the bottom of the pyramid) on parties who have competence
in the field of finance. This method proved successful in improving the financial
literacy rate in some countries.
Keywords: financial literacy, inclusive finance, the bottom of the pyramid.

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